The current average cost of residence in a care home is running at a staggering £35,000 per year.

This means that in a 3 year stay that would use up around £100,000 of the residents assets which for many people would put a massive dent in any inheritance they had in mind for their children. There are things that can be done about this but it needs expert advice from both a good financial advisor an getting the right Will in place.