For parents with a disabled child.

Any parent with a disabled child will be concerned about providing for that child’s special needs after his or her death.

By making a Disabled Discretionary Trust you appoint someone (i.e. one or more trustees) to make financial decisions regarding the inheritance for your disabled child. There must be more than one potential beneficiary or the trust cannot be discretionary in nature. Your wishes are expressed through a ‘letter of wishes’ which gives the trustees guidance, but is not binding. Yet again if the letter of wishes was binding there would be no discretion and therefore no discretionary trust.

Most importantly it is designed to conform with current legislation to ensure it does not affect your disabled child’s entitlement to benefits.

It is of prime importance that the trust is set-up correctly or it may fail and deprive your child of the full benefit of the inheritance you had planned for.