A Will has a lot in common with life insurance. When you make a Will you know that you will not benefit from it yourself.

Most people believe it is the right and proper thing to do because it provides a better outcome for the loved ones ‘left behind’.

Yet surprisingly over 60% of adults in the UK die without ever making a Will.

For some reason so many people believe it is a sensible and useful thing to do but never actually get around to doing it!

But why is that?

Is it the cost? Is is the bother? Is it some fear of discussing the end of one’s life?

If you engage with the right professional you can have your own Will drawn up easily, conveniently and affordably. Ask yourself this, will you gain peace of mind by gambling on a cheap DIY solution. If you make one mistake the whole thing could be invalid. Will you be able to deal with more complex issues like sheltering your estate from Care Home fees, or ensuring your children will have an inheritance, come what may?

Just ask me for a start! Let’s get together and I will help deliver peace of mind to you.

If you would like know more about how to make your will or to arrange a free no obligation consultation you can call  01225 582 582 or 07942 95 95 99 or use the contact page and we will call you back.

The UK average annual fee for a single room in a nursing home, it is £35,100 according to the Laing and Buisson (Care of Elderly People) UK Market Survey 2008.

As of April 2009 (which allows for the increased threshold levels) your assets over £22,000 are liable to be ‘used’ to pay Care Home Fees that may accrue. You remain liable for a partial payment until the level of your assets falls below £14,000.

If you plan correctly you can greatly reduce your liability to pay Care Home fees. For this to work you and your spouse or civil partner need to put a suitable will trust in place whilst you both are healthy. This is really something everyone should consider.

If you would like talk to someone or to arrange a no obligation visit please call William Ryan on FREEPHONE 0800 878 6565 or 07942 959599 or use our contact page.

Affordable peace of mind for people from all walks of life and for those not wanting the cost of a high street solicitor.

The home visit Will service is available in Berkshire, Dorset, Gloucestershire, Hampshire, Oxfordshire, Somerset and Wiltshire.

I have just seen the cheapest version of a DIY Will kit yet. I was posting a letter in the Box Post Office in Corsham (which in Wiltshire and just a few miles from Bath for those who don’t know). I noticed a poster advertising a DIY Will kit for just £9.99. Well that beats the one for £15 in WH Smiths I suppose.

For many people the appeal of this cheap route to making a Will may seem like an excellent idea but if you don’t get it right the results could be disastrous.

Now I am not saying it can’t be done adequately using the DIY route. But on the other hand most Wills are found to be invalid through procedural defects such as problems with the signing procedure or through improper amendments to the Will. This sort of fault would not happen if properly supervised by a professional.

Also, without the proper fact finding and advice that you would receive by using a professional, there is real potential for missing out on important benefits e.g. using the right type of Will Trust to protect your property. In addition there may be ways of saving Care Home fees, Inheritance Tax or even ensuring your children can still inherit if you die and your partner remarries. There are many issues that can be of real importance but do you understand what they are?

And what happens if there is a mistake? Your loved ones will find out after you have died and it would be left to them to ‘pick up the pieces’. There is no Professional Indemnity insurance to fall back on either.

Is making your Will really the sort of thing you want to take a gamble with?

If you would like further advice or to arrange a home visit you can call free on 0800 878 6565 or 07942 959599 or use the contact page.

Affordable peace of mind for people from all walks of life and for those not wanting the cost of a high street solicitor.

The home visit Will service is available in Berkshire, Dorset, Gloucestershire, Hampshire, Oxfordshire, Somerset and Wiltshire.